What guidance can you provide about settling with insurance companies?
Immediately following your accident you should contact your insurance company. In general, most insurers have a rule that policyholders must report an accident within a certain time period. Often this is between three and 30 days. When you do call to report the accident, stick to the basic facts of the accident, including the contact and insurance details of the other driver. It may also be in your best interest to speak with a car accident lawyer Minneapolis MN provides even before you contact your insurance company, or else right afterward.
Your insurance company may be able to tell you whether or not compensation is available and how to collect it. They might offer you an immediate settlement without allowing you time to explore your options. Although what they say might entice you to settle immediately, there is a good chance you will get much less than you need or deserve. A car accident lawyer in Minneapolis MN can advocate on your behalf for fair compensation that may cover your current and future losses related to your auto accident.
Our lawyers at Johnston | Martineau, PLLP know the tactics used by insurance claims adjusters and are not afraid to stand up to them and their bold statements. Before accepting a settlement, call a car accident lawyer Minneapolis MN residents can rely on for honest advice.
Speaking to the Other Driver’s Insurance Company
You will probably get a call from someone working for the at-fault party’s insurance company. They might not ask you anything, except to make a recorded statement about how the accident happened. Regardless of how friendly they are, you should politely decline and say nothing more. Even a statement like “I’m sorry” could be construed as assuming full or partial responsibility for the accident and your injury.
There is no need to speak with the other driver’s insurance company. Doing so could jeopardize your case. The insurance adjustor might pressure you into answering carefully worded questions that actually entrap you. Consult a car accident lawyer Minneapolis MN depends on to get a clear understanding of how to proceed with your claim. If you work with Johnston | Martineau, PLLP we can take care of any communication between insurance companies so you can focus on your recovery.
Do not get discouraged if the other driver or their insurance company denies liability for the accident. This is a common occurance used by insurance companies to avoid paying compensation. If you are experiencing this, consider contacting us.
We Are On YOUR Side
A car accident attorney from Johnston | Martineau, PLLP can be happy to review the facts of your case. If you would like to schedule a consultation with a car accident lawyer Minneapolis MN respects, please call (651) 269-8463.