Bodily Injury Law Firm St. Paul, MN
Understanding the Difference Between Personal Injury and Bodily Injury
You’ve been injured, and it was not your fault. You are ready to find out if you have the legal right to pursue compensation, but are unsure whether you need a personal injury or bodily injury law firm St. Paul, MN offers. You might have heard both terms used whenever someone has been injured. While they are typically used interchangeably, personal injury and bodily injury are not the same. To understand your potential legal case, we encourage you to take a moment to understand the difference between these two common terms.
What is Personal Injury?
Personal injury is an element of U.S. civil law. When a person has been the victim of an accident or social wrongdoings, they may be able to file a personal injury claim. This area of the law is very broad and includes many branches, including malpractice, car accidents, premise liability accidents, and more.
The person who is injured, and pursuing damages, is known as the plaintiff. The person who is being blamed, for whom the case is brought against, is known as the defendant.
When the accident results in the death of the victim, the estate can file a claim against the defendant. In the event the defendant asserts blame onto another party, they will be known as the cross-defendant. In general, a plaintiff will hire a personal injury lawyer St. Paul, MN respects to represent them.
What is Bodily Injury?
As a bodily injury law firm in St. Paul, MN might explain, bodily injury deals with injuries to the body of a person who was injured by someone else. In legal terms, bodily injuries refer to the injuries sustained. Although used more to describe injuries stemming from a crime, or in a criminal case, the term can be used for insurance purposes.
The Legal Aspects of Bodily Injury
When a bodily injury law firm in St. Paul, MN files a bodily injury claim, it is usually related to the insurance context in reference to motor vehicle insurance. For example, if a person files a bodily injury claim in Minnesota, it means they are seeking medical coverage from the at-fault party’s insurance company.
Bodily injury liability insurance is a type of insurance usually included in policies, and covers the injuries of drivers, passengers, or other parties who were injured by the policyholders actions. The compensation is provided for the particular injury that occured in the accident. This coverage is generally not applicable for property damage and other losses. A bodily injury law firm in St. Paul, MN can help you to understand how to recover compensation for anything that does not include an injury.
When you have been injured by the actions of another person, you may be able to receive compensation for your medical care, lost wages, treatment, and out of pocket expenses. Other damages, such as future losses and expenses might also be available.
In short, bodily injury is typically a type of insurance policy that compensations a victim for injuries to their body. If this has happened to you, and you want to know what legal options are available, call a St. Paul, MN bodily injury law firm at Johnston | Martineau PLLP.