If you’ve been injured in car accident, it may be a good idea to consult with a top car accident lawyer St. Paul MN accident victims recommend. Victims of car accidents often high medical bills, as well as a loss of wages from not being able to work. A car accident lawyer St. Paul MN residents trust can assist you in collecting the damages you may be entitled to for your injuries.
When you need a car accident lawyer St. Paul MN trusts, Johnston | Martineau, P.L.L.P. is a local law firm that injured victims count on. We understand how stressful it can be to file a lawsuit or negotiate a settlement after a traumatic accident.
Before talking with insurance agents or filing any legal documents, speaking with a reliable car accident lawyer St. Paul MN can provide may be beneficial. Here’s a quick look at how a skilled lawyer may be able to assist with these complex tasks.
A St. Paul Car Accident Lawyer Can Assist in Determining the Value of Your Claim
A critical component of any car accident claim is determining what fair amount of compensation for the victim is. A car accident lawyer St. Paul MN provides understands that insurance companies often use computer programs to analyze several factors of the accident, although this may be more useful for claims that only concern property damage. When a person is injured in an accident, it may be more difficult to determine how much compensation the victim deserves to receive for his or her injuries.
When a car accident lawyer St. Paul MN victims depend on sits down to determine what your claim is worth, he or she may break the claim down in several different categories, including:
Medical expenses – the total amount of all medical bills a victim has incurred, even if they were not out-of-pocket, but covered by your own personal health insurance plan;
Property damage – the amount of damage that was done to the victim’s vehicle;
Loss of income – the amount of wages a victim did not receive because they were unable to work because of their injuries. This amount should also include any time-off benefits they were forced to use, such as vacation or sick time;
Future loss of income – this is the amount a victim will lose if they are unable to yet return to their job or if their injuries prohibit them from continuing to their current job;
Estimate of future medical expenses – if the injury or injuries a victim has suffered will result in ongoing medical treatment, the victim is entitled to be compensated for those expenses; and
Pain and suffering, other general damages – a car accident attorney in St. Paul MN may use a multiplier to determine a fair amount for compensation for pain and suffering. After adding all the other expenses, that total is then multiplied by a number between 1.5 and 5. The multiplier is determined by examining a number of factors, including:
How bad are the victims injuries;
How much medical treatment was required for the injuries;
Will there be future medical treatment required:
Will the victim make a full recovery from their injuries;
Will the injuries leave long-lasting or permanent effects on the victim; and
How have the injuries impacted the victim’s daily life?
As an experienced car accident lawyer in St. Paul MN might explain, accident victims will likely want to be sure that they are not requesting too little money in a claim. When an injury is present, there are many factors that need to be considered, and some of these factors cannot be determined easily by a program. For example, pain and suffering may be considered in an accident settlement, particularly if the victim suffered from a traumatic or disabling injury.
Denied Claims or Low Settlement Offers
Some insurance companies are not always easy to work with, as a skilled car accident lawyer St. Paul MN has to offer might attest. Although there are times where an insurance company may be in the right to deny a claim – such as medical records do not indicate there is an injury – it is not uncommon for insurance companies to either deny claims or try to get out of paying the victim the amount of damages they actually are entitled to.
When an insurance company denies a car accident victim’s claim for without a legitimate reason, this is referred to as bad faith. A seasoned St. Paul car accident attorney has experience in dealing with these types of cases and will aggressively advocate for victims against the insurance company.
Insurance companies are also more likely to offer settlements that are below what may be considered a fair amount. Working with an experienced car accident lawyer may help an accident victim feel confident that the insurance company’s offer is reasonable.
However, if neither side can come to an agreement, it may be essential for the accident victim to take the matter to court. A car accident lawyer St. Paul MN trusts knows that court proceedings for injury claims can be very lengthy and time-consuming, even with the assistance of a legal team. However, an experienced lawyer may be able to help the victim prepare for court and present a solid case.
A Car Accident Lawyer St. Paul MN Can Depend On
If you or someone you love has been injured in a car accident, you may be able to collect financial compensation for bodily injuries. Personal injury claims for car accidents can be very beneficial to accident victims who require medical treatment to recover. Working with a skilled St. Paul MN car accident lawyer may be helpful for those who are facing particularly difficult cases or complex claims.
At Johnston | Martineau, P.L.L.P., we believe that every accident victim deserves the opportunity to collect financial damages for his or her injuries and we are ready to help. Our firm will use all available resources to obtain the compensation you deserve for your injuries.
To schedule your case evaluation with a top car accident lawyer St. Paul MN trusts, call our office today at 651-269-8463 or toll-free at 1-877-791-7790.