Beware of Insurance Companies
Personal Injury Lawyer St. Paul Minnesota
When you’ve been injured because of another person’s negligent actions, you should consider talking to a personal injury lawyer St. Paul MN residents have to protect their rights. Johnston | Martineau, PLLP understands the potentially ruinous effects of an incident that involves unexpected physical harm. Apart from the pain and emotional anguish, surmounting medical bills coupled with the inability to work can lead to copious amounts of stress, all of which could have been avoided.
After sustaining an injury in an accident caused by someone else, you have the right to pursue justice in the form of monetary compensation. While it cannot erase the injury, a settlement can help to alleviate some of the financial burdens placed on you and your loved ones. If you would like to discuss your claim with a personal injury lawyer St. Paul MN has to offer, please call Johnston | Martineau, PLLP today. We offer a no-cost initial consultation.
Why did the insurance company tell me I don’t need a personal injury lawyer St. Paul MN victims hire?
Some insurance companies have been known to direct emails, letters, or phone calls to accident victims that make ludicrous statements such as:
- “We accept responsibility; you don’t need a lawyer.”
- “We can settle your claim faster without you hiring a lawyer.”
- “You will lose most of your money to a personal injury lawyer.”
- “There’s absolutely no reason at all for you to retain a personal injury lawyer.”
As charming as the insurance adjusters may be, a personal injury lawyer St. Paul MN provides knows they have ulterior motives that are not in your best interest. Insurance companies not only have a team of claims adjusters, but also lawyers working around the clock handling personal injury cases on a daily basis. These people are trained in how to negotiate settlements. As a result they know how to talk to injured parties in such a way that may convince them to settle a claim without the help of a personal injury lawyer in St. Paul MN. As a result they may end up with significantly less compensation than they deserve. When it comes to experience, an insurance company has a significant advantage over the average claimant and the value of their claim.
Beware of Insurance Companies
Insurance companies are for-profit, and they will often do whatever it takes to pay out less on claims than they take in on premiums. A personal injury lawyer St. Paul MN depends on is familiar with these tactics.
- A common method insurance companies use to get away with this is to settle claims for much less than what they are actually worth. All they need to do in order to reach this objective is to convince you, the injured party, that legal representation is not necessary. As soon as they can convince you of this, they may begin to whittle down the value of your claim.
- Using questionable tactics, insurance adjustors may attempt to get you to say things that will actually hurt your claim; often, you won’t even be aware of it.
- They might also nitpick your medical bills or ask you things like, “Why did you see a physiotherapist so many times?” They may question the need for you to undergo various procedures.
- You might be asked to provide your full medical history, which could then backfire should you have any pre-existing conditions. They can point to those as the actual cause of your injury.
- They may completely disregard your pain and suffering.
A St. Paul personal injury lawyer can fight these challenges and many more.
Why Do I Need a Personal Injury Lawyer St. Paul MN Residents Call?
Once you have made the decision to consult with an attorney about your injuries, it is important to pick the right one for your case. You may have an attorney who you have hired in the past for a family law matter, probate or estate planning, real estate, or other legal issues. However, it is critical for an injury claim that the lawyer handling the case is experienced and skilled in tort law, also known as personal injury law.
Personal Injury Claims in Minnesota
There are many stringent rules for filing a personal injury claim in Minnesota, including the statute of limitations. Although your family attorney may be very good in family law legal issues, he or she may not be thoroughly versed in personal injury law. A seasoned personal injury lawyer St. Paul MN offers realizes that is crucial to stay well-informed on tort law in order to provide the best representation possible for their clients.
When considering who to hire, you will also want to ask the personal injury lawyer in St. Paul MN if there will be associates at the law firm who will be involved in your injury case. Depending on the circumstances of your claim or lawsuit, there may be a paralegal or legal assistant who will assist the lawyer. It is very helpful to meet these people beforehand to make sure you feel comfortable with all the people who will be representing your best interests.
Contact a Personal Injury Lawyer St. Paul MN Residents Trust
With a personal injury lawyer on your side, you should not have to fear intimidation tactics used by the insurance claims adjusters. Your lawyer can speak on your behalf and be present to protect your rights as a victim. A personal injury lawyer St. Paul MN trusts also knows the true value of a claim and will seek no less than maximum compensation. Should settlement negotiations be unsuccessful, your lawyer may take your claim to trial. This is the last thing an insurance company wants because often it does not work out in their favor. Finally, most lawyers work on a retainer fee basis which means you only pay when you win a settlement.
Your personal injury lawyer will likely discuss with you the pluses and negatives in any settlement offer the insurance company proposes, as well as whether or not it would be more beneficial to your case to go to trial and litigate your claim.
Johnston | Martineau, PLLP
Each St. Paul personal injury lawyer at Johnston | Martineau, PLLP has built a reputation for successfully representing injured victims and obtaining substantial jury awards to compensate for the harm they have suffered. Our firm’s legal team has the knowledge, experience, and resources to be effective advocates for all our clients and will work aggressively to get you the financial compensation you may be entitled to for your injuries.
Our firm has represented thousands of victims who have been injured in numerous types of incidents, including motor vehicle accidents, construction accidents, work-related accidents, premises liability injuries, dog bites, and sport-related accidents. We have also represented family members of victims who died as the result of the accident injures they suffered.
Take the guesswork out of hiring a personal injury lawyer St. Paul, MN clients depend on by working with a proven firm whose commitment to recovering compensation for damages is matched only by our dedication to client service. If you would like to schedule a free consultation with a personal injury lawyer St. Paul MN provides, please call Johnston | Martineau, PLLP at (651) 269-8463.